Group Long-Term Care Insurance for Employers | Beacon Insurance Agency
Group Long-Term Care Insurance

Give your team a benefit that protects them long after the paycheck does

Guaranteed issue group long-term care insurance for your employees — no health questions and no medical exam during the enrollment window.

Guaranteed issue
enrollment
Fully portable
coverage
HR professional considering group long-term care insurance for her team
Guaranteed Issue
No Health Questions, No Medical Exam
Group rates built for employers
The LTC Need

A benefit gap most packages haven't closed

Your employees already sense this risk. Very few employers have stepped in to help close it.

Recognized Risk
40%

of workers recognize they will likely need long-term care services as they age.

The Benefit Gap
24%

of benefits-eligible employees are actually offered long-term care insurance by their employer.

Actual Enrollment
9%

of employees are enrolled, even at the companies that do offer this benefit.

Source: Employee Benefit Research Institute (EBRI), Employee Perspectives on Long-Term Care, 2025

Top Benefits

Why employers choose this benefit

A few advantages that make this coverage stand out from a stand-alone long-term care policy.

Dual Protection

Long-term care and a life insurance benefit in one plan, so unused care dollars still pass on as a death benefit.

Guaranteed Issue

Employees enroll with no health questions and no medical exam during the enrollment window.

Budget-Friendly

Group rates are typically lower than individual coverage, built to fit real employee paychecks.

A Benefits Differentiator

More than one reason to offer this benefit

Group long-term care insurance closes a gap most employers still leave unaddressed, and it does more than that — it's an economical, highly valued way to attract and retain talent, with group rates that are typically lower than individual coverage.

Read the full case for employers
Getting Started

From first conversation to enrollment day

Getting a group quote is straightforward — our specialists handle the heavy lifting, from comparing carriers to managing employee communications, so your HR team can stay focused on running the business.

See How Enrollment Works

Ready to offer your team more?

A specialist will walk you through your options, help with the census process, and bring back a no-obligation group quote.

Request a Group Quote Or call us directly at (954) 510-5431
Group Long-Term Care Insurance for Employers | Beacon Insurance Agency
Group Long-Term Care Insurance

Give your team a benefit that protects them long after the paycheck does

Guaranteed issue group long-term care insurance for your employees — no health questions and no medical exam during the enrollment window.

Guaranteed issue
enrollment
Fully portable
coverage
HR professional considering group long-term care insurance for her team
Guaranteed Issue
No Health Questions, No Medical Exam
Group rates built for employers
The LTC Need

A benefit gap most packages haven't closed

Your employees already sense this risk. Very few employers have stepped in to help close it.

Recognized Risk
40%

of workers recognize they will likely need long-term care services as they age.

The Benefit Gap
24%

of benefits-eligible employees are actually offered long-term care insurance by their employer.

Actual Enrollment
9%

of employees are enrolled, even at the companies that do offer this benefit.

Source: Employee Benefit Research Institute (EBRI), Employee Perspectives on Long-Term Care, 2025

Top Benefits

Why employers choose this benefit

A few advantages that make this coverage stand out from a stand-alone long-term care policy.

Dual Protection

Long-term care and a life insurance benefit in one plan, so unused care dollars still pass on as a death benefit.

Guaranteed Issue

Employees enroll with no health questions and no medical exam during the enrollment window.

Budget-Friendly

Group rates are typically lower than individual coverage, built to fit real employee paychecks.

A Benefits Differentiator

More than one reason to offer this benefit

Group long-term care insurance closes a gap most employers still leave unaddressed, and it does more than that — it's an economical, highly valued way to attract and retain talent, with group rates that are typically lower than individual coverage.

Read the full case for employers
Getting Started

From first conversation to enrollment day

Getting a group quote is straightforward — our specialists handle the heavy lifting, from comparing carriers to managing employee communications, so your HR team can stay focused on running the business.

See How Enrollment Works

Ready to offer your team more?

A specialist will walk you through your options, help with the census process, and bring back a no-obligation group quote.

Request a Group Quote Or call us directly at (954) 510-5431